Great topic JD and one I have experince of (well almost)
Sept 2011- Complete replacement of right knee, all goes tits up so needed doing again, just about to go in and have it done when- diagnosed with cancer of the oesophugus, major surgery followed requiring 3 weeks in ICU then 6 weeks on the wards, followed by the luverly- 8 months of Cesplatin Chemo (there's fun) just getting over it and they find another bugger in right kidney, so! out comes the right kidney.
When having fun like this we tend to think a lot about what happens next, what does the missus do with an Emmons S10, my Clarke D10, my 1965 Gibson 335, my 1950s Natinal Resonator, my two 1970s Telecasters, two Fender acoustics, mandolin, banjo,fiddle, amps galore, recording kit of all kinds. Pauline hasn't a clue what its worth, couldnt even fit it together,admitted she didnt know what case was for what. Kids, grand kids and great grand kids even less interested 'you look after yoursel dad and dont worry about all that stuff' but! worry we do.
The visits to my music room to collate usually ended up with me getting all emotional (call it tearfull) and walking out thinking- perhaps tomorrow I will feel more like it.
2 years+ later I am doing fine, back working 5 days a week in my business (even at 71 yrs of age

) most of my kit (well almost) is still with me, am I glad I never got rid of it, I cant tell you how much it helped with my rehab and still does, I can sit at my baby and dream as much as I like, I can be on the Opry,in a pub in Brum, I can be anywhere.
After all these years together, I think I'm going to take mine with me